AI Credit Report Scan
Upload your credit report. Get a clear AI breakdown.
Northgate analyzes your report and explains what may be hurting your profile, what may need attention, and what next steps make sense before your next financial move.
No guaranteed score increases, approvals, or removals.
Starter Offer
AI Credit Report Scan
One-time scan. Delivery target: 24 hours after checkout and successful file upload.
- AI credit report summary
- Negative item breakdown
- Utilization review
- Possible items to review
- Plain-English action plan
What The Scan Looks For
A smarter way to understand your report.
Northgate reviews the major areas that can affect how a credit profile looks before the next move.
Collections
Accounts that may need review or verification.
Late Payments
Payment history items and reporting patterns.
Utilization
Balances and revolving account usage.
Inquiries
Hard inquiries and recent application activity.
Buy Scan
Select the AI Credit Report Scan and complete checkout.
Upload Report
Upload the report on the product page using Upload-Lift before adding the service to your cart.
Get Plan
Receive your report breakdown and next-step action plan.
Upgrade Path
Need letters too?
Upgrade to the Dispute Letter Kit to receive custom dispute letter drafts and mailing instructions.
Next best step
Most serious customers choose the Letter Kit because it turns the analysis into documents they can review, download, and send.
View Letter Kit