Pricing

Simple paths. Clear next steps.

Start with report clarity, add document support, build positive credit, or upgrade when you want Northgate involved.

AI Credit Scan

$49

Best for getting a clear breakdown.

  • Report summary
  • Negative item breakdown
  • Utilization notes
  • Basic action plan
Choose Scan
Best Entry Offer

Dispute Letter Kit

$99

Best for customers who want documents.

  • Everything in AI Scan
  • Custom letter drafts
  • Bureau + creditor drafts
  • Mailing checklist
Choose Kit

Credit Builder Plan

$149

Best for building a stronger profile.

  • Positive account strategy
  • Utilization plan
  • Tradeline education
  • 90-day growth roadmap
View Plan

Premium Assist

Apply

Free application. Custom service pricing begins at $399 after approval.

  • No report required to apply
  • Human review
  • Strategy call
  • Document organization
Start Application

Pricing can be edited in Shopify. Northgate does not guarantee a specific score change, approval, interest rate, limit, or funding result.

Clean up confusion. Build positive credit. Move forward.

Each service solves a different part of the customer journey, while Premium Assist captures people who want more support.