AI Credit Report Scan

Your credit report—translated into a clear action plan.

Securely upload your credit report after checkout and receive an AI-assisted, plain-English review built around your current credit profile and financial goals.

What’s included

• Credit-report overview and account summary
• Collections, charge-offs, late payments, and inquiry breakdown
• Credit-utilization review
• Possible reporting inconsistencies to review
• Personalized next-step credit action plan
• Secure digital delivery target within 24 hours after a readable report is submitted

Best for: Customers who want to understand their report before applying for an auto loan, apartment, mortgage, credit card, or business funding.

Not included: Dispute-letter drafts. Choose the AI Dispute Letter Kit if you want analysis plus personalized letter drafts.

Important: Northgate Credit Group does not guarantee deletions, credit-score increases, approvals, or any specific result. Accurate and current negative information cannot be removed simply because it is unfavorable. Only dispute information you genuinely believe is inaccurate, incomplete, outdated, or otherwise improperly reported. You may dispute credit-report information yourself at no cost.