Credit Builder Plan

Your personalized positive-credit blueprint.

Disputes are only one part of the credit journey. The Credit Builder Plan focuses on responsible ways to strengthen the positive side of your credit profile.

What’s included

• AI-assisted credit-report scan
• Credit-utilization strategy
• Payment-history improvement roadmap
• Revolving and installment credit-mix education
• Secured-card and credit-builder account guidance
• Responsible authorized-user and tradeline education
• Personalized 30-, 60-, and 90-day action plan

Northgate does not sell rented tradelines. This plan provides education and strategy based on your existing profile and commonly available credit-building options.

Important: Northgate Credit Group does not guarantee deletions, credit-score increases, approvals, or any specific result. Accurate and current negative information cannot be removed simply because it is unfavorable. Only dispute information you genuinely believe is inaccurate, incomplete, outdated, or otherwise improperly reported. You may dispute credit-report information yourself at no cost.