Northgate Services

Choose the level of credit help you need.

Start with an AI-powered credit report scan, generate custom dispute letter drafts, add a responsible credit-building roadmap, or upgrade for Premium Assist.

AI

AI Credit Scan

A plain-English breakdown of the report and possible next steps.

View Scan
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Credit Builder Plan

Positive-account strategy, utilization plan, tradeline education, and a 90-day roadmap.

View Builder Plan
NG

Premium Assist

Free application for higher-touch human review, strategy, document organization, and follow-up support.

Start Application

Who It Helps

Built for the next move.

  • People preparing for a car loan
  • People applying for apartments
  • Future homebuyers
  • Business credit and funding prep
  • Anyone tired of guessing what their report says