{"title":"Northgate Services","description":null,"products":[{"product_id":"ai-credit-report-scan","title":"AI Credit Report Scan","description":"\u003ch2\u003eYour credit report—translated into a clear action plan.\u003c\/h2\u003e\n\u003cp\u003eSecurely upload your credit report after checkout and receive an AI-assisted, plain-English review built around your current credit profile and financial goals.\u003c\/p\u003e\n\u003ch3\u003eWhat’s included\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003eCredit-report overview and account summary\u003c\/li\u003e\n  \u003cli\u003eCollections, charge-offs, late payments, and inquiry breakdown\u003c\/li\u003e\n  \u003cli\u003eCredit-utilization review\u003c\/li\u003e\n  \u003cli\u003ePossible reporting inconsistencies to review\u003c\/li\u003e\n  \u003cli\u003ePersonalized next-step credit action plan\u003c\/li\u003e\n  \u003cli\u003eSecure digital delivery target within 24 hours after a readable report is submitted\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eBest for:\u003c\/strong\u003e Customers who want to understand their report before applying for an auto loan, apartment, mortgage, credit card, or business funding.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eNot included:\u003c\/strong\u003e Dispute-letter drafts. Choose the AI Dispute Letter Kit if you want analysis plus personalized letter drafts.\u003c\/p\u003e\n\n\u003chr\u003e\n\u003cp\u003e\u003cstrong\u003eImportant:\u003c\/strong\u003e Northgate Credit Group does not guarantee deletions, credit-score increases, approvals, or any specific result. Accurate and current negative information cannot be removed simply because it is unfavorable. Only dispute information you genuinely believe is inaccurate, incomplete, outdated, or otherwise improperly reported. You may dispute credit-report information yourself at no cost.\u003c\/p\u003e","brand":"Northgate Credit Group","offers":[{"title":"Default Title","offer_id":47268146643113,"sku":"NCG-AI-SCAN","price":49.0,"currency_code":"USD","in_stock":true}]},{"product_id":"ai-dispute-letter-kit","title":"AI Dispute Letter Kit","description":"\u003ch2\u003eTurn your credit-report review into a personalized document packet.\u003c\/h2\u003e\n\u003cp\u003eThe AI Dispute Letter Kit combines the Northgate AI Credit Report Scan with custom dispute-letter drafts based on the specific information you identify and the facts you provide.\u003c\/p\u003e\n\u003ch3\u003eWhat’s included\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003eEverything included in the AI Credit Report Scan\u003c\/li\u003e\n  \u003cli\u003ePersonalized credit-bureau dispute-letter drafts\u003c\/li\u003e\n  \u003cli\u003eCreditor or collection-agency letter drafts when appropriate\u003c\/li\u003e\n  \u003cli\u003eOrganized account and dispute-reason summary\u003c\/li\u003e\n  \u003cli\u003eMailing checklist and document-preparation instructions\u003c\/li\u003e\n  \u003cli\u003eSecure digital delivery target within 24 hours after all required information is submitted\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eYour responsibility:\u003c\/strong\u003e Review every draft for accuracy before signing or sending it. Never dispute accurate information or submit facts you know are false.\u003c\/p\u003e\n\n\u003chr\u003e\n\u003cp\u003e\u003cstrong\u003eImportant:\u003c\/strong\u003e Northgate Credit Group does not guarantee deletions, credit-score increases, approvals, or any specific result. Accurate and current negative information cannot be removed simply because it is unfavorable. Only dispute information you genuinely believe is inaccurate, incomplete, outdated, or otherwise improperly reported. You may dispute credit-report information yourself at no cost.\u003c\/p\u003e","brand":"Northgate Credit Group","offers":[{"title":"Default Title","offer_id":47268146708649,"sku":"NCG-AI-LETTERS","price":99.0,"currency_code":"USD","in_stock":true}]},{"product_id":"credit-builder-plan","title":"Credit Builder Plan","description":"\u003ch2\u003eYour personalized positive-credit blueprint.\u003c\/h2\u003e\n\u003cp\u003eDisputes are only one part of the credit journey. 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Apply for Northgate Premium Assist.\u003c\/h2\u003e\n\u003cp\u003ePremium Assist is for customers who want human review, clearer organization, and hands-on guidance around their Northgate analysis and document packet.\u003c\/p\u003e\n\u003ch3\u003eThe application may include\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003eEligibility and goals review\u003c\/li\u003e\n  \u003cli\u003eHuman review of the AI-generated analysis\u003c\/li\u003e\n  \u003cli\u003eStrategy call\u003c\/li\u003e\n  \u003cli\u003eDocument-packet organization\u003c\/li\u003e\n  \u003cli\u003eFollow-up schedule and progress checklist\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eNo payment is collected through this application.\u003c\/strong\u003e If accepted, you will receive the required disclosures, written agreement, cancellation information, scope, and compliant payment terms before any paid service begins.\u003c\/p\u003e\n\n\u003chr\u003e\n\u003cp\u003e\u003cstrong\u003eImportant:\u003c\/strong\u003e Northgate Credit Group does not guarantee deletions, credit-score increases, approvals, or any specific result. 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